Track Net Worth, Budget & Crush Debt

See exactly where every dollar goes. Track your net worth, crush your debt, and watch your goals become reality—all in one place.

Features

• Know your exact net worth - See your complete financial picture updated every time you log in
• Every dollar has a job - Envelope-style budgeting with every dollar accounted for
• Attack debt strategically - The avalanche method picks which debt to attack first
• First things first - Emergency fund, vacation, house down payment in order

Get started in 3 simple steps

1. Enter your budget - Our wizard walks you through it in under 5 minutes
2. See your surplus - Instantly see how much money you have for debt payoff
3. Watch your progress - Track your debt-free date and goal timelines

Debt Avalanche vs. Debt Snowball: Which Is Right for You?

Both methods work. The best one depends on your personality, debt situation, and what keeps you motivated.

Debt Avalanche Method

Pay off the debt with the highest interest rate first. Saves the most money in interest and is mathematically optimal.

Debt Snowball Method

Pay off the debt with the smallest balance first. Quick wins build momentum and keep you motivated.

Real Example: $30,000 in Debt

With a credit card at 24.99%, car loan at 6.5%, and personal loan at 12%, the avalanche method saves $900 in interest and pays off 2 months sooner.

The Research

Harvard Business School research shows snowball users are more likely to eliminate all debt. But avalanche saves thousands on high-interest debt.