Track Net Worth, Budget & Crush Debt

See exactly where every dollar goes. Track your net worth, crush your debt, and watch your goals become reality—all in one place.

Features

• Know your exact net worth - See your complete financial picture updated every time you log in
• Every dollar has a job - Envelope-style budgeting with every dollar accounted for
• Attack debt strategically - The avalanche method picks which debt to attack first
• First things first - Emergency fund, vacation, house down payment in order

Get started in 3 simple steps

1. Enter your budget - Our wizard walks you through it in under 5 minutes
2. See your surplus - Instantly see how much money you have for debt payoff
3. Watch your progress - Track your debt-free date and goal timelines

Best Budget Apps That Don't Connect to Your Bank (2026)

The best budgeting tools for privacy-conscious users who prefer manual entry over bank connections.

Why Skip the Bank Connection?

Privacy, security, accuracy through manual entry, and no syncing errors.

Top Picks

Ratio Your Debt, YNAB, Goodbudget, EveryDollar, and spreadsheets each serve different budgeting styles.