Track Net Worth, Budget & Crush Debt

See exactly where every dollar goes. Track your net worth, crush your debt, and watch your goals become reality—all in one place.

Features

• Know your exact net worth - See your complete financial picture updated every time you log in
• Every dollar has a job - Envelope-style budgeting with every dollar accounted for
• Attack debt strategically - The avalanche method picks which debt to attack first
• First things first - Emergency fund, vacation, house down payment in order

Get started in 3 simple steps

1. Enter your budget - Our wizard walks you through it in under 5 minutes
2. See your surplus - Instantly see how much money you have for debt payoff
3. Watch your progress - Track your debt-free date and goal timelines

How to Build an Emergency Fund in 6 Months (Step-by-Step)

A step-by-step plan to build a fully funded 3-6 month emergency fund using your budget surplus.

How Much Do You Need?

3-6 months of essential expenses. At $2,000/month expenses, that's $6,000-$12,000.

The 6-Month Plan

Calculate your target, find your surplus, open a high-yield savings account, automate transfers, and track progress monthly.

Where to Keep It

High-yield savings account earning 4-5% APY. Not in investments, not in checking.