Track Net Worth, Budget & Crush Debt

See exactly where every dollar goes. Track your net worth, crush your debt, and watch your goals become reality—all in one place.

Features

• Know your exact net worth - See your complete financial picture updated every time you log in
• Every dollar has a job - Envelope-style budgeting with every dollar accounted for
• Attack debt strategically - The avalanche method picks which debt to attack first
• First things first - Emergency fund, vacation, house down payment in order

Get started in 3 simple steps

1. Enter your budget - Our wizard walks you through it in under 5 minutes
2. See your surplus - Instantly see how much money you have for debt payoff
3. Watch your progress - Track your debt-free date and goal timelines

Debt-Free Journey: Real Examples and Timelines

Realistic debt payoff scenarios showing how real people at different income levels eliminated their debt.

Scenario 1: Recent Grad with $33K in Debt

$55K salary, $600/month surplus, debt-free in 3.5 years using the avalanche method.

Scenario 2: Family with $42K in Mixed Debt

$85K household income, $1,100 surplus, debt-free in 2.5 years. Saved $11,200 in interest.

Scenario 3: Single Parent with $18K CC Debt

$45K salary, $400 surplus, debt-free in 3 years. Knowing the surplus was the turning point.

Common Themes

Budget surplus awareness, the debt-free date as motivation, and small increases dramatically shortening timelines.