Track Net Worth, Budget & Crush Debt

See exactly where every dollar goes. Track your net worth, crush your debt, and watch your goals become reality—all in one place.

Features

• Know your exact net worth - See your complete financial picture updated every time you log in
• Every dollar has a job - Envelope-style budgeting with every dollar accounted for
• Attack debt strategically - The avalanche method picks which debt to attack first
• First things first - Emergency fund, vacation, house down payment in order

Get started in 3 simple steps

1. Enter your budget - Our wizard walks you through it in under 5 minutes
2. See your surplus - Instantly see how much money you have for debt payoff
3. Watch your progress - Track your debt-free date and goal timelines

How Much Should I Save Per Month? (Based on Your Income)

Practical savings benchmarks and the framework for figuring out your ideal savings rate.

The 20% Benchmark

The most widely recommended savings target is 20% of gross income, from the 50/30/20 rule.

Your Surplus Determines Your Savings Rate

Your savings rate is capped by your budget surplus. Know your surplus first, then allocate.