Track Net Worth, Budget & Crush Debt

See exactly where every dollar goes. Track your net worth, crush your debt, and watch your goals become reality—all in one place.

Features

• Know your exact net worth - See your complete financial picture updated every time you log in
• Every dollar has a job - Envelope-style budgeting with every dollar accounted for
• Attack debt strategically - The avalanche method picks which debt to attack first
• First things first - Emergency fund, vacation, house down payment in order

Get started in 3 simple steps

1. Enter your budget - Our wizard walks you through it in under 5 minutes
2. See your surplus - Instantly see how much money you have for debt payoff
3. Watch your progress - Track your debt-free date and goal timelines

Free Emergency Fund Calculator

Calculate your ideal emergency fund target based on your monthly expenses and see exactly when you'll reach it.

How Much Emergency Fund Do You Need?

Most experts recommend 3-6 months of essential expenses. Your ideal target depends on job stability, income sources, and fixed obligations.

3 Months vs 6 Months

Dual income and stable job? 3 months may be enough. Self-employed or sole earner? Aim for 6 months or more.

Where to Keep Your Emergency Fund

A high-yield savings account earning 4-5% APY. Accessible within days, but separated from everyday spending.